People don't get married expecting it to end in divorce. Unfortunately, life happens and sometimes it just can't be avoided. When you are going through a divorce, there are many things that need to be decided. One thing that often gets missed, especially when there are not children involved, is health care coverage. Whether you are covered by your spouse's insurance policy that is offered through his job or you purchased insurance from a private company, you will need to make arrangements regarding your health care coverage. Here are a few tips for handling health insurance while going through a divorce.Join COBRA - COBRA is a federal law that allows employees to retain health care coverage under their employers plan as long as they pay the premium. The law also allows spouses, and other family members, to continue to receive coverage for up to three years after a divorce. Although .. more >>

If you have a group health insurance plan available to you, you will likely automatically have maternity coverage included on the plan. This is the absolute best way to get health insurance maternity coverage. If you don't have a group plan available to you, and you have to get an individual health insurance plan, you will not automatically get maternity coverage. You will have to request a maternity rider in order to be covered.If you are already pregnant, an individual policy will not cover you until after your pregnancy is over. You can get on some state sponsored programs if you don't have any insurance and you are already pregnant. You will have to check with your individual state. If you are already pregnant, and your spouse can get on a group plan or you can, this is usually the only way to get coverage otherwise.When you purchase an individual .. more >>