According to a recent study by the U.S. Census Bureau, over 45 million Americans are living without health insurance. And, as the cost of health coverage continues to climb, many employers are cutting back on health benefits, leaving employees to shoulder the financial burden.Fortunately, there are some tips to employ to hold down the cost of health insurance premiums while maximizing your coverage.You can stretch your premium dollars by: Buying group insurance. If your employer doesn't offer health benefits, look into other groups with which you are affiliated. Alumni associations, professional groups and other organizations are often eligible to purchase small group polices. Shopping around. Many insurers offer similar policies for very different premiums. Shop around to compare both price and benefits covered to find the right policy for you. Increase your deductible. Raising your deductible--the amount you pay out of pocket--is a great way to .. more >>

Florida, like the majority of states, grants limited guarantees to anyone who wishes to buy individual health insurance and, whilst your capacity to buy health insurance will depend to a certain extent upon your current state of health, there are situations where health insurers in Florida have to offer you insurance.Usually, health insurance companies are permitted to ask questions about your past medical history and to refuse you cover if you are currently suffering from a medical problem or have a poor medical history. More usually however insurance companies will insure you, although they will either exclude specific conditions from your insurance policy or raise your premium and permit cover for such conditions. In Florida however there is an exception to this rule in the case of a history of breast cancer where you have had a course of treatment for the condition a minimum of two years prior to .. more >>